The following types of gifts can also be made. Please talk to your attorney or financial advisor to determine if any of the gifts fit your wishes and your needs.

Charitable Gift Annuity - Bay-CSS, in exchange for an irrevocable gift, will pay a fixed dollar amount during the life of the donor or designated other. The amount that is received is determined by many factors including age of donor, age of beneficiaries, and size of the gift.

Charitable Remainder Trust - Bay-CSS receives cash, securities or other property from the donor. In return, Bay-CSS returns a percentage of income based on the gift value.

Charitable Remainder Annuity Trust - Bay-CSS receives an irrevocable transfer of the donor's money in return for a fixed amount of money to be given to the donor annually for life.

Revocable Trust - This option is for donors who want to be flexible, to give a gift with a variety of assets, and to have the option to take back the gift. This gift would give Bay-CSS money after it has provided income to the donor or designated loved one for life.

Gifts of Insurance - If an existing insurance policy is no longer needed, you can assign Bay-CSS as the beneficiary.

If you have any questions, please contact your lawyer, financial planner or Bay-CSS at (410) 224-4205. There are many resources on the Internet to guide you. One such source is the American College of Trust and Estate Counsel.

Giving Information

Bay-CSS welcomes all types of gifts and bequests to support its many services. Some examples of outright gifts include gifts of real estate, life insurance, or securities. Bequests are designated in your will.

There are three types of bequests that can be written in your will.

These include:

Specific Bequest - A specific dollar amount, percentage of estate, or property can be designated in your will to go to Bay-CSS.

Residual Bequest
- After the estate has paid all expenses, debts and taxes and honored all specific bequests, the remaining amount would be transferred to Bay-CSS.

Contingent Bequest - Under certain circumstances, Bay-CSS would receive all or a portion of your estate.

Charitable Gifts / Planned Giving

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